Standard Chartered is looking for Relationship Manager (Business Working Capital) 2025 in Dhaka

1. Strategy

• New-to-Bank customer onboarding in Trade and Working Capital (TWC) portfolio
• Optimize utilization of Existing to Bank TWC clients
• Grow CMSME portfolio under Trade and Working Capital business, with higher concentration than Large Enterprises to meet regulatory objective.
• Balanced portfolio concentration in Trade Products (LC, LATR, Invoice Financing) vs Lending Products (Overdraft, Short Term Loans).
• Reduce branch transaction of TWC clients to better manage CFCC risk and transaction cost.

2. Business

• Deliver scorecard objectives of TWC Relationship Manager
• Drive revenue growth with higher product holding per client

3. Processes

• Ensure discipline in portfolio monitoring processes.
• Ensure timely renewal and review of Business Credit Applications and CDD of the TWC portfolio of clients.

4. People & Talent

• Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from the TWC team and work in collaboration with risk and control partners.
• Ensure the provision of ongoing training and development of people and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks.
• Employ, engage and retain high quality people, with succession planning for critical roles.
• Responsibility to review team structure/capacity plans.
• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.

5. Risk Management

• Identification of operational and credit risk at client level and take mitigation actions effective and timely manner.
• Maintain a health risk assessment and mitigation culture individually and as a team.
• Proactively work with Risk Framework Owners to mitigate relevant risks.

6. Governance

• Diligently abide all relevant processes.
• Lapses/gaps to be identified and escalated to appropriate senior management for resolution/mitigation.

7. Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.